Grow your nest egg, risk-free.

We specialize in equity indexed annuities that are 100% principal protected, accumulate tax-deferred, and pay an income for life after you decide to retire.

Revise

re·​vise ri-ˈvīz. (verb)

to look over again in order to correct or improve.

Many haven’t made the right choice about their retirement – but you can improve it now with Revise.

Over half of Americans will retire without sufficient income to support their lifestyle. Mismanaged 401(k)s, brokerage losses, and lack of early planning are the culprits. You're more likely to outlive your savings today than ever before in history. Annuities can help.

  • What is an annuity?

    An annuity is a principal-protected insurance product that accumulates tax-deferred and pays an optional income upon retirement. It's returns are tied to your favorite index, like the S&P500, but with zero risk.

  • What does it cost?

    An annuity is purchased with an initial premium alongside optional contributions during your working years (pay-in period), then pays an optional income for the rest of your life (pay-out period) with zero risk and market-tied returns. You're also able to access your cash in a lump sum at 59 1/2 years of age.

  • When should I start?

    The earlier you start paying into an annuity - the more interest compounds and accumulates inside your policy - more cash means a higher quality of life when you decide to retire.

Can’t I just invest in the stock market?

  • A direct investment in the stock market, or even an index like the S&P500 can lose money and leave you struggling later in life. Annuities are 100% principal protected but still participate in stock market returns.

  • Managing your own portfolio is time-consuming, error-prone, and even fancy money managers (who rarely outperform the market) eat away at your nest egg. Fixed annuities are low-fee product.

  • The average investor misses out on compounding by incorrectly rebalancing and reinvesting in their own portfolios - so you have far less during retirement. Annuities put this on autopilot.

  • Annuities never lose money but track your favorite index, like the S&P500 or Nasdaq-100, so investing in your retirement isn't a headache. Set it up once, and get back to living.

Here’s a simplified example for a 30 year old male who wants to retire in 30 years with a minimum nest egg of $450,000 .

  • Cash at retirement

    $450,000

  • Contributions
    (per month)

    $250

  • First premium
    (this begins compounding)

    $20,000

Meet Our Founder

After witnessing financial turmoil in his own family during the dot-com bubble, Nicholas Crown became obsessed with managing market risk. Later, he spent 7 years as a fixed income trader and became the youngest Director at UBS.

Nicholas believes that fixed annuities are the most overlooked retirement vehicle in the marketplace.

Nicholas is a Managing Strategist and meets directly with our HNW clients. He is a graduate of Cornell University with a major in Applied Economics and lives in Chicago.

Our Expertise

Equity indexed annuities

Equity indexed annuities (EIA) are a specific type of annuity that earns interest tied to the returns of the S&P 500 or the index of your choice, but unlike buying a traditional portfolio or 401(k), it has 100% downside protection.

That means you participate in the growth and inflation protection, but will never lose money. This is accomplished by building complex derivative portfolios that back up your annuity. As the strategy is managed with a capital pool by an insurance company, fees are low and transparent.

How does it work?

STEP 1

Answer a few questions

STEP 2

Meet with an expert

STEP 3

Customize your annuity with us

  • Who writes annuities?

    Our policies are issued by highly rated insurers that aren’t going anywhere. We only partner with A+ rated carriers according to AM Best. We're incentivized to find the best product for you.

  • How about guarantees?

    With our annuities, your principal is 100% protected. Signed up and still get cold feet? Return your policy within 30 days no questions asked. We think retirement planning should be cozy.

  • Who is Revise?

    Revise is a tech-enabled insurance firm founded by lifelong financial expert and investor, Nicholas Crown. We're proudly based in Chicago, IL.

Ready to invest in peace of mind?

Schedule an appointment with an expert annuity specialist now.