Make investment losses a thing of the past.

An annuity from Revise is the easiest way to insure your portfolio against loss. Enjoy the upside of the market with none of the downside. We compare hundreds of annuities and find the perfect one for you.

100% Principal Protected
High-yield
Totally free
5.0

★★★★★

We partner with top A+ carriers, including:
What is an Annuity?

Confidently protect your investments from loss.

Annuities are insurance products that resemble investments, but never lose money. They're a long term product that earn interest based on the index of your choice over the course of several years.

Our A+ rated annuity products require a $20,000 minimum initial investment and many have no upfront or recurring fees. After applying, new policies can go into effect in as little as 3 days, and you can continue to watch your investments grow through your online portal.

During market declines, annuities are protected.
Annuities track performance in periods of growth.
Revise Online Annuities

Eliminate market risk forever.

When you decide to retire is more important than ever. After the severe market downturn of 2008, traditional portfolios took a full 10 years to recover. Owners of annuities were protected.

How to get started

STEP 1

Request a
free quote

Fill out our online form to receive a personalized illustration.

STEP 2

Select your annuity

We research the best fit for your situation, and share it with you.

STEP 3

Your policy
is issued

Once the carrier receives funds, your investment is secure.

Get started now

Testimonials

What our clients
are saying

I have been managing my own portfolio for some time...I came across Revise while doing research and the annuities they provide are very compelling. Have a look at the website and get in touch. The team is very professional and will help you on your journey.

Peter F.

California
★★★★★

It was a breeze working with Revise Annuity. Planning something complicated as retirement seemed uncomplicated for the first time, and we are pretty happy about that! Transparent and prompt service makes this an easy review, and easier recommendation.

Ramin A.

Texas
★★★★★

Nick and his team are backed by many years of experience...Not some part time "expert" who just acts like a broker for various annuity companies....I highly recommend using their team for retirement planning

Satya B.

Texas
★★★★★

A Chicago friend turned me onto Revise to rollover my 401k...The annuity return is expected to outperform the previous portfolio. Revise really made the entire process seamless. Can't recommend enough.

Stephen B.

Illinois
★★★★★

The process was straight forward and the team did a great job of "de-mystifying" the entire process. There are many types of annuities out there...The team at Revise cuts through fat and provides meaningful analysis that helped me (and hopefully you too) make intelligent money moves.

Graham G.

North Carolina
★★★★★
Our Unique Process

Find your perfect fit.

At Revise, it all starts with you – because there's no such thing as a "one-size-fits-all" investment. By asking five simple questions designed by our team to capture your investment philosophy, we can assess how the right annuity can provide security.

  • Measure risk tolerance
  • Determine investing style
  • Identify hedging opportunities

Starting with your investment profile and combining through our proprietary annuity database, we use machine learning to identify the top policies out of thousands of combinations. We'll call out important strategic fits for each policy, to arm you with knowledge to help you choose the perfect annuity. We handle complexity brokers and agencies can’t.

  • Large database of top carriers
  • Make complex decisions quickly that other agencies can’t
  • Eliminate poor fitting policies entirely

See something you like? You can review return illustrations and carrier details. Every policy is ready-to-apply. Need more help? Opt to speak with one of our experts for more help.

  • Provide product-level insights
  • Showcase hedging opportunities
  • Provide ways to undo past investment losses

Apply for your annuity right from our platform with our easy OneApp. We’ve reduced time to apply and approval by 30%. Everything is safe and encrypted. Upon acceptance, your funds flow directly to the carrier, never to us as an intermediary.

  • Apply to multiple carriers
  • Adjust your portfolio selection
  • Fast & easy, completely online
Case Studies

Annuities in action.

Peter in sales, 41, with two kids ready to go off to college bought a $250,000 growth annuity.

Peter in sales, 41, with two kids ready to go off to college bought a $250,000 growth annuity.

Peter is an enterprise sales executive who was tired of seeing losses in his portfolio. He took his recent bonus to Revise instead of his advisor.

×
Sheila, 45, swapped her old 403b for an $370,000 hybrid annuity.

Sheila, 45, swapped her old 403b for an $370,000 hybrid annuity.

Sheila dedicated over 25 years of her life to teaching. As she began approaching retirement, Sheila started feeling the pressure of keeping her nest egg secure. Watching her 403(b) fluctuate and uncertain about future market volatility, she decided to take action.

×
Joe in engineering, 38, swapped his old 401k in an $250,000 growth annuity.

Joe in engineering, 38, swapped his old 401k in an $250,000 growth annuity.

Joe saw his portfolio decline over 20% early in 2020, and watched it only break even recently. Tired of volatility, he purchased an annuity to complement his real estate portfolio where he’s happy taking more risk than the stock market.

×
David in healthcare, 60, swapped his old 401k in an $500,000 growth annuity.

David in healthcare, 60, swapped his old 401k in an $500,000 growth annuity.

After a successful career in healthcare, David amassed a substantial savings portfolio. However, the volatility in the market severely impacted his investment returns. Witnessing a dip in his portfolio just when he was preparing for retirement made David anxious about his financial future.

×
Robert, 63, cyber exec ready to retire after his shares vest bought a $500,000 hybrid annuity.

Robert, 63, cyber exec ready to retire after his shares vest bought a $500,000 hybrid annuity.

Robert wanted reliable growth with option for lifetime income. Comparable returns to his real estate portfolio without management. Hybrid product provided optionality. Liquidity provisions made it even more flexible.

×
Bob, 65, retired with a large nest egg and predictable expenses bought a $850,000 income annuity.

Bob, 65, retired with a large nest egg and predictable expenses bought a $850,000 income annuity.

Retired 2 years ago and has large nest egg. Took a portion that would ensure he would not outlive his money. Replicated a traditional pension his company didn’t provide.

×

Our Expertise

Equity indexed annuities

Equity indexed annuities, also known as fixed indexed annuities, are a unique type of insurance product that earns interest based on the annual returns of the S&P 500 or another chosen index. Unlike a traditional investment portfolio, these annuities offer 100% principal protection. This means that, while you benefit from growth and inflation protection, you will never lose your initial investment.

This protection is achieved through the construction of complex derivative portfolios that support your annuity. Since this strategy is managed by an insurance company using a pooled capital approach, the associated fees are low and transparent.

Revise

re·​vise ri-ˈvīz. (verb)

to look over again in order to correct or improve.

Many haven’t made the right choice about their retirement – but you can change it now with Revise.

Over half of Americans will retire without sufficient income to support their lifestyle. Mismanaged 401(k)s, brokerage losses, erosion by inflation, and lack of early planning are the culprits. You're more likely to outlive your savings today than ever before in history. Annuities can help.

  • What is an annuity?

    An annuity is a principal-protected insurance product that accumulates tax-deferred and pays an optional income upon retirement. It's returns are tied to your favorite index, like the S&P500, but with zero risk.

  • What does it cost?

    An annuity is purchased with an initial premium alongside optional contributions during your working years (pay-in period), then pays an optional income for the rest of your life (pay-out period) with zero risk and market-tied returns.

  • When should I start?

    The earlier you start paying into an annuity - the more interest compounds and accumulates inside your policy - more cash means a higher quality of life when you decide to retire.

How can I fund my annuity?

This depends on if you're funding with pre-or-post-tax dollars.

Which annuity is
right for you?

Our annuities are either optimized
for growth or income.

Can’t I just invest in the stock market?

  • A direct investment in the stock market, or even an index like the S&P500 can lose money and leave you struggling later in life. Annuities are 100% principal protected but still participate in stock market returns.

  • Managing your own portfolio is time-consuming, error-prone, and even fancy money managers (who rarely outperform the market) eat away at your nest egg. Fixed annuities are low-fee product.

  • The average investor misses out on compounding by incorrectly rebalancing and reinvesting in their own portfolios - so you have far less during retirement. Annuities put this on autopilot.

  • Annuities never lose money but track your favorite index, like the S&P500 or Nasdaq-100, so investing in your retirement isn't a headache. Set it up once, and get back to living.

Here’s a simplified example of a 35 year old who wants to retire in 30 years with at least $400,000 starting with a single $50,000 premium payment.

End of Year
Annuitant Age
Premium
Accumulation Value/Death Benefit
Credited Interest Rate*
At Issue
35
$50,000
$50,000
-
1
35 / 36
-
$58,470
16.94%
2
36 / 37
$0
$58,470
0.00%
3
37 /38
$0
$64,212
9.82%
4
38 / 39
$0
$72,001
12.13%
5
39 / 40
$0
$72,001
0.00%
6
40 / 41
$0
$85,148
18.26%
7
41 / 42
$0
$90,981
6.85%
8
42 / 43
$0
$95,821
5.32%
9
43 / 44
$0
$95,821
0.00%
10
44 /45
$0
$100,018
4.38%
30
64 / 65
$0
$400,269
7.18%

Meet Our Founder

Passionate about protecting your wealth.

After experiencing financial turmoil in his family during the dot-com bubble, Nicholas Crown dedicated his career to managing risk as an institutional fixed income trader. He established the first Fixed Income Arbitrage desk at UBS in New York and became the youngest Director at the bank by 2014.

Through his experience, Nicholas realized that brokerage products failed to adequately address the risks many investors face. With a belief that annuities are the most powerful yet underutilized retirement solution, he founded Revise in 2023.

As an active Managing Strategist, Nicholas frequently engages directly with clients. He holds a degree in Applied Economics from Cornell University and resides in Chicago.

Never lose your money

With an annuity your principle is always protected 100%, and your portfolio stays balanced automatically.

Retire when you want

Eliminate fear of timing risk – that's needing capital in a down market. It's ready when you are.

Hassle-free management

Apply, make a distribution, and check your funds, all online.

  • Is my money safe?

    At Revise, we pre-select only the top, A+ rated carriers (AM Best & Fitch) vetted for the most competitive product offerings. With all of our carriers, your principal is 100% protected from market loss. Further, Revise never acts as a financial intermediary; your funds flow directly to your annuity carrier.

  • What about the bad things I've heard about annuities?

    We've heard them too! These concerns fall into two categories: variable annuities and poor client suitability. At Revise, we simply don't sell variable annuities that are subject to market losses and high fees. Further, we adhere to strict "best interest" and suitability standards far above the legal requirement for clients of all ages.

  • What is Revise?

    Revise is a tech-enabled insurance brokerage dedicated to annuities. We are non-captive and show a variety of carriers with an emphasis on finding the best fit and returns. We provide expert guidance and make the process simple and convenient. We're proudly based in Chicago, IL.

  • What are your fees?

    It's free to work with Revise. Depending on the annuity you choose, the carrier may assess no- or a low-fee to manage your annuity strategy. We are compensated via a brokerage fee paid by insurance carriers. Our compensation never comes out of your returns.

Invest in peace of mind with
a partner you can trust.
Let's get started